Here's a quick Friday Frugal Tip...
The credit bureaus are required by law to let you see your credit report once a year for free.
Go to:
www.annualcreditreport.com
You can request a credit report from the three major credit-reporting agencies:
Equifax, Experian, and TransUnion.
If you just request one report at a time, you can view your credit report 3 different times a year for free. Stagger your requests to once every four months and you can check for fraud or disputes on a regular basis.
(The websites will try to sell you your FICO score or other credit monitoring services but all you really need is the detailed credit report that they give you.)
It was an easy, quick process and it gave me the report online to view or print.
Enjoy! (I hope.)
Showing posts with label free. Show all posts
Showing posts with label free. Show all posts
Friday, June 19, 2009
Thursday, November 27, 2008
Happiness Part IX
Happiness is...
* Being able to change my email inbox to a pink background.
* Finding matches to all the socks in the load of laundry.
* A hot shower
* Finding a tv converter box for free.
* Saving a bunch of money on my car insurance by calling around (no not Geico.)
* Getting new windows for free.
* Receiving the phone call from Salem's teacher saying they will most likely do all-day kindergarten starting in January.
* Looking at pictures of my babies and falling in love with them all over again.
* Listening to Christmas music, any time of the year.
* Darrell thanking me for the little every-day things I do.
* Seeing my houseplant thrive.
* Salem reading books to Oaklen.
* Being more than half-way done with this pregnancy.
* Communicating through email.
* Getting together with family for good times.
* Darrell never complaining about all the work he does, at home, at work, at church.
* Crunching the leaves as I take an Autumn stroll outside.
* Watching my boys get so excited to play together as a family.
* My boys saying "sheep" as I sing them their goodnight song. (It's the last word of the song.)
* Oaklen repeating everything I say then saying "Mommy?" at the end of the sentence.
* Being able to change my email inbox to a pink background.
* Finding matches to all the socks in the load of laundry.
* A hot shower
* Finding a tv converter box for free.
* Saving a bunch of money on my car insurance by calling around (no not Geico.)
* Getting new windows for free.
* Receiving the phone call from Salem's teacher saying they will most likely do all-day kindergarten starting in January.
* Looking at pictures of my babies and falling in love with them all over again.
* Listening to Christmas music, any time of the year.
* Darrell thanking me for the little every-day things I do.
* Seeing my houseplant thrive.
* Salem reading books to Oaklen.
* Being more than half-way done with this pregnancy.
* Communicating through email.
* Getting together with family for good times.
* Darrell never complaining about all the work he does, at home, at work, at church.
* Crunching the leaves as I take an Autumn stroll outside.
* Watching my boys get so excited to play together as a family.
* My boys saying "sheep" as I sing them their goodnight song. (It's the last word of the song.)
* Oaklen repeating everything I say then saying "Mommy?" at the end of the sentence.
Tuesday, November 25, 2008
Transparent blessings
We have been blessed recently by receiving free windows and a few other things. Yes you read it right, free windows!
Our family and old home were candidates for the Salt Lake County Lead Safe Housing Program. They came and painted our lead-hazardous paint and gave us free windows on the main floor and basement. We applied for this grant/program back in June and they finally finished the work today.
Here are a few before and after shots:

We had to be relocated last week for about 24 hours so they could install the windows. They said they'd either provide a hotel or let you stay with family. I was tempted to go with the hotel since that was going to be free too, but the hotel's pool was outdoor and too cold so we decided that Grandma's house would be more comfortable. Thanks mom for letting us come crash for the night. My boys, of course, loved the vacation to Grandma's and the night wouldn't have been complete without a nice soak in a bubble bath.
We arrived home the next day and the windows were installed and the white on the porch was painted. Now we'd love to tackle the rest of the porch next spring. We'll see...
Our family and old home were candidates for the Salt Lake County Lead Safe Housing Program. They came and painted our lead-hazardous paint and gave us free windows on the main floor and basement. We applied for this grant/program back in June and they finally finished the work today.
Here are a few before and after shots:

We had to be relocated last week for about 24 hours so they could install the windows. They said they'd either provide a hotel or let you stay with family. I was tempted to go with the hotel since that was going to be free too, but the hotel's pool was outdoor and too cold so we decided that Grandma's house would be more comfortable. Thanks mom for letting us come crash for the night. My boys, of course, loved the vacation to Grandma's and the night wouldn't have been complete without a nice soak in a bubble bath.
We arrived home the next day and the windows were installed and the white on the porch was painted. Now we'd love to tackle the rest of the porch next spring. We'll see...
Thursday, May 1, 2008
Revolution Money Exchange - Just like PayPal but Free
Yeah for free money! :)
I have been made aware of a PayPal competitor called Revolution Money Exchange. It's just like PayPal but doesn't have any fees. I went ahead and signed up since they are doing a promotion right now until May 15. If you sign up by May 15, you'll get $25. Sounds good to me! :)
I added a button on this blog, click through that to sign up if you'd like, or click the link below:
Revolution Money Exchange
Revolution Money Exchange was started by AOL founder Steve Case to compete with Paypal. They're offering a $25 bonus when you register before May 15th!
MoneyExchange is the new way to send and receive money online between MoneyExchange accountholders. It's a great way to exchange money with friends, colleagues, or online sellers. Share restaurant, travel, or household expenses. It's easy, secure and, best of all, it's FREE to register and FREE to send and receive money between MoneyExchange accountholders.
It's a quick and easy sign up, and the $25 credit is applied to your account INSTANTLY. They ask for the same information you would need when you open a bank account, including a SSN. If you've done any online banking, you're probably pretty comfortable with the security of online banking systems.
Account issued by First Bank & Trust, Brookings, SD, Member FDIC and part of the Fishback Financial Corporation
I have been made aware of a PayPal competitor called Revolution Money Exchange. It's just like PayPal but doesn't have any fees. I went ahead and signed up since they are doing a promotion right now until May 15. If you sign up by May 15, you'll get $25. Sounds good to me! :)
I added a button on this blog, click through that to sign up if you'd like, or click the link below:
Revolution Money Exchange
Revolution Money Exchange was started by AOL founder Steve Case to compete with Paypal. They're offering a $25 bonus when you register before May 15th!
MoneyExchange is the new way to send and receive money online between MoneyExchange accountholders. It's a great way to exchange money with friends, colleagues, or online sellers. Share restaurant, travel, or household expenses. It's easy, secure and, best of all, it's FREE to register and FREE to send and receive money between MoneyExchange accountholders.
It's a quick and easy sign up, and the $25 credit is applied to your account INSTANTLY. They ask for the same information you would need when you open a bank account, including a SSN. If you've done any online banking, you're probably pretty comfortable with the security of online banking systems.
Account issued by First Bank & Trust, Brookings, SD, Member FDIC and part of the Fishback Financial Corporation
Friday, January 11, 2008
Free Stuff - Website info

If you've been to my house, you'll know about all the free stuff that I've gotten from the following websites:
Salt Lake Freecycle (freecycle.org)
http://groups.yahoo.com/group/SaltLakefreecycle/messages
Craigslist - free section
http://saltlakecity.craigslist.org/zip/
KSL Classifieds - free section
http://www.ksl.com/index.php?nid=231&cat=272
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